All farmers and ranchers have one thing in common: the need to manage risk, whether from weather, markets, or other forces. Crop insurance can be a useful tool for farmers and ranchers in managing risk.
But there can be several reasons why many farmers and ranchers don’t buy crop insurance. Maybe they don’t believe there’s an option applicable to their operation. Maybe they don’t know how to find a crop insurance agent to work with, or what questions to ask when they meet with an agent.
New resources are available for farmers and ranchers from the Center for Rural Affairs on these and related topics. The Center can address questions about what crop insurance options are available, how crop insurance works, and how to decide which option is right for an operation. Check out our chart below for fact sheets and recorded webinars on the topic. Farmers and ranchers are also invited to call our office to speak with our staff if they have questions.
Looking for a crop insurance agent? Search here.
Please reach out to our staff with any questions at 402.687.2100.
For many crops and livestock, it’s simply not possible to protect them with a crop-specific policy. What if there isn’t a crop insurance policy available in your county for the crop you’d like to cover? Whole Farm Revenue Protection (WFRP) could be a helpful option. Available in every county, the plan covers the revenue for your entire operation, making it possible to expand protection for your crops and livestock.
Expanding risk management options to more farmers makes sense. Sometimes banks require proof of insurance in order for farmers to qualify for loans, so purchasing this product helps with expanding credit availability to farmers.
If you’re a producer thinking about purchasing WFRP for your operation, contact an insurance agent to get the ball rolling on your application. You can find an insurance agent in your area at this link. Deadlines to purchase Whole Farm Revenue Protection vary by region, but are generally one of Jan. 15, Feb. 15, or March 15. Look up your local deadline here.
Livestock producers face high financial risks in ever-changing markets. To help producers mitigate these risks, the U.S. Department of Agriculture Risk Management Agency provides two revenue insurance product options—Livestock Gross Margin (LGM) and Livestock Risk Protection (LRP). Whole Farm Revenue Protection (WFRP) also offers a flexible crop insurance option.
- Insurance option for Midwest tree and nut orchards, Jan. 22, 2020, WFRP/orchards
- Insurance Option for Small Grains, Jan. 14, 2020, WFRP/small grains
- Crop Insurance 101, Dec. 13, 2019, 101
- Flexible Crop Insurance Option: Whole Farm Revenue Protection, Jan. 17, 2019, livestock
- Revenue Insurance Options for Livestock, Jan. 17, 2019, livestock
- Crop Insurance for Beginners, Jan. 16, 2019, 101
- Insuring Livestock Under the Whole Farm Revenue Protection, Dec. 19, 2016, WFRP/livestock
- Insuring Commodity Production Under the Whole Farm Revenue Protection, Dec. 9, 2016, WFRP/commodities
- Insuring Diversified Fruit and Vegetable Production Under the Whole Farm Revenue Protection, Nov. 18, 2016, WFRP/specialty crops
- Conversations from the Field: Crop Insurance for Organic Operations, Jan. 11, 2021, organic
- New Option for Farm Risk Management: Whole Farm Revenue Protection Usage in Nebraska, Sept. 27, 2017, WFRP
- Select Endorsements and Insurance Timeline with Beth Caple
- Insights From a Farmer and Crop Adjuster with Justin Doerr
- Finding a Good Agent and the Next Generation with Carmen Fernholz
- Actual Production History, planting date, and claims with Nick Glanzer
- Whole Farm Revenue Protection with Josh Hoeme
- Unit Types and the Claims Process with Eric Madsen
- Endorsements and Agent Considerations with Joshua Manske
- Filing Claims and the Iowa Cover Crop Discount with Ron Miller
- Crop Insurance Timeline with Caleb Mosel, January 2021
- Multi-Peril Crop Insurance for Organic Operations with Scott Phillips
- Organic Prices and Replant Claims with Logan Sheets
- Contract Pricing and the 2020 Derecho with Scott Shriver
- Transition, Unit Considerations, and Late and Prevented Planting with Joe Toillion
- Contract Pricing, Unit Types, and Whole Farm Revenue Protection with Megan Vaith
Some of this material is funded in partnership by U.S. Department of Agriculture, Risk Management Agency, under award number RM18RMEPP522C015.