Prior to applying for a home loan, take a look at this checklist to make sure you have all documents gathered. Click here for information on home ownership loans.
This checklist is available in a pdf here. And, in Spanish here.
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Valid driver’s license or government-issued ID for every applicant
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2 most recent pay stubs available, from all jobs of every applicant
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Proof of any other verifiable source of income: benefit letter for Social Security/disability/child support, signed lease agreements for rental income, retirement income, etc.
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3 personal bank statements: most recent months available, all pages (even if blank) for all accounts every applicant has open
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Personal financial statement (see attached)
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2 most recent personal tax returns for every applicant
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Quote for annual homeowner’s insurance premium
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Recent property tax assessment (less than 1 year old)
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Draft real estate purchase agreement
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Photos of property to be purchased
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Property appraisal, if available
