Small town street intersection with a brown house on the corner

Prepare for your home loan application

Prior to applying for a home loan, take a look at this checklist to make sure you have all documents gathered. Click here for information on home ownership loans.

This checklist is available in a pdf here. And, in Spanish here.

  • Valid driver’s license or government-issued ID for every applicant

  • 2 most recent pay stubs available, from all jobs of every applicant

  • Proof of any other verifiable source of income: benefit letter for Social Security/disability/child support, signed lease agreements for rental income, retirement income, etc.

  • 3 personal bank statements: most recent months available, all pages (even if blank) for all accounts every applicant has open

  • Personal financial statement (see attached)

  • 2 most recent personal tax returns for every applicant

  • Quote for annual homeowner’s insurance premium

  • Recent property tax assessment (less than 1 year old)

  • Draft real estate purchase agreement

  • Photos of property to be purchased

  • Property appraisal, if available