If set up right, the new health insurance marketplaces will be able to organize individuals and small businesses into larger groups that are able to negotiate for better deals.
State legislators face an important decision in implementing the Affordable Care Act. Will they set up the new state-based insurance marketplaces to bring consumers together to negotiate with insurance companies for a better deal – or will they elect not to.
Montana is a beautiful state that provides its citizens with a wonderful quality of life in many different areas. However, we lag behind nearly every other state in protecting our consumers, especially when it comes to health insurance.
Dr. Mike Henderson has delivered babies, made house calls, and tended to patients for over 30 years at the hospital in the very rural town of Childress, Texas. The next nearest hospital is over 100 miles away. In emergencies, that distance could be the difference between life and death.
The Center for Rural Affairs released a report on the one year anniversary of President Obama signing the Affordable Care Act. Entitled, Health Insurance Exchanges that Work for Rural (to download the report see: http://files.cfra.org/pdf/Health-Insurance-Exchanges.pdf ), the report examines how rural Americans will benefit from the primary feature of the Act, health insurance Exchanges - competitive health insurance marketplaces that provide quality, affordable health coverage for individuals and small businesses.