Relief for Rural Americans

There are lots of opinions about health care reform. Few of us understand it all, and recent polling demonstrates that a fair percentage of Americans are not certain the legislation passed. Nonetheless, September 23, 2010 marked six months since it was signed into law.
Several reforms that benefit American families became effective that day. They include banning coverage denials due to pre-existing conditions, banning insurance companies from dropping your coverage if you get sick, providing certain preventive care coverage for free, ending lifetime insurance caps, and extending coverage of children under their parents' policy to age 26.

These provisions address the most inexcusable past actions of insurance companies.  They are especially important for rural people since we are hit harder by health insurance woes.  One in five uninsured Americans - 8.5 million people - lives in a rural area.  Moreover, many rural residents work for small businesses or are self-employed, making them less likely to have employer-sponsored health care benefits.

Nearly a third of rural Americans work for small businesses, but less than half have insurance, as employers struggle to provide health benefits.  Research indicates 90 percent of farmers and ranchers have insurance, but one-third purchased it through the individual insurance market and as a result paid far too much for low-benefit, high deductible policies.

It will take years for all the benefits of health care reform to be realized, but, these provisions are making a difference in the lives of real people right now.

Learn more at: http://files.cfra.org/pdf/Rural-Individuals-Families.pdf.