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Recent posts by Juan Sandoval

Invest in the Lottery or in Your Own Business: What Is the Better Bet?

Only two weeks ago (from this writing), friends were purchasing lottery tickets to hit the jackpot – close to $1.4 billion. “I will share some money with my family and friends, donate to charity, purchase a new home,” were a few reasons they gave for purchasing a ticket.

The odds were 1 in 292 million against winning the jackpot.

Top 15 Types of Latino-owned Businesses

A few weeks ago, a colleague asked me why Latino micro entrepreneurs focus on retail or construction businesses instead of developing other ideas. As a loan specialist who works directly with Latino businesses, my immediate thought was, I see more than retail.

I decided to look into it. I found an analysis of the nations’ top 15 small business categories owned by Latinos. The study used census data from 2010 to 2015, and was done by the Fiscal Policy Institute.