Charlene Dill was a 33 year old mother of three in Orlando, Florida. She worked three jobs to support her family. She had a treatable heart condition. Charlene also fell into the “coverage gap” – she made too much money (a whole $9,000 per year) to qualify for Medicaid in Florida, too little to qualify for a subsidy to purchase insurance on the new health insurance marketplaces, and none of her jobs provided health insurance. She was uninsured. Florida decided not to expand their Medicaid program as allowed under the Affordable Care Act to cover low-income working people like Ms. Dill.